New Features to Strengthen Risk Management with Trustii
At Trustii, we’re committed to helping businesses screen, verify, and prevent people risk with greater confidence. Today, we’re launching three powerful new features in our platform Verif designed to enhance credit risk assessment, compliance, and brand control.
What’s new?
Verification
- Enhanced Credit Score – Assess thin-file applicants (students, new immigrants, first-time borrowers) using predictive insights.
- Watchlist Screening – Automatically flag high-risk individuals on sanctions lists, Politically Exposed Persons (PEP) databases, and more.
Experience
- White Label – Offer a fully branded verification experience with no visible Trustii branding.
These features are now available to all Trustii customers. Let’s dive into the details.
1. Enhanced Credit Score: Smarter Credit Risk Assessment
Traditional credit scores often fail to evaluate thin-file applicants—those without enough credit history to generate a score. This challenge affects millions, including the estimated 3 million Canadians who are “credit invisible” and another 7 million with “thin” credit files.
- Behavioral & alternative data (like telecom payment history used by 94% of Canadians)
- Neighborhood credit insights
- Predictive risk modeling that identifies patterns beyond traditional credit metrics
For landlords and lenders, this provides a reliable way to assess newcomers who may be excellent tenants or borrowers despite lacking traditional credit history. Rather than rejecting these applicants outright, Enhanced Credit Score offers evidence-based risk assessment that unlocks housing and financial opportunities while protecting your business interests.
Use Cases:
- Lenders: Confidently approve first-time borrowers.
- Property Managers: Evaluate rental applicants without a traditional credit history.
- Subscription & BNPL Services: Reduce default risks while expanding customer access.
2. Watchlist Screening: Stronger Compliance, Less Risk
Hiring the wrong person can mean legal, financial, and reputational risks. Our new Watchlist Screening helps businesses stay compliant by automatically flagging:
- Sanctions & Politically Exposed Persons (PEP) lists
- Other high-risk databases
Use Cases:
- Financial Services: Stay compliant with AML & KYC regulations.
- HR & Hiring Teams: Ensure safe hiring practices.
- Property Managers: Screen tenants against critical safety lists.
3. White Label: A Fully Branded Experience
For businesses that want full control over the verification process, White Label removes all Trustii branding from the workflow. This means:
- Custom-branded emails & verification flows
- Seamless candidate experience
- Higher trust & completion rates
Use Cases:
- HR & Compliance Teams: Maintain a consistent employer brand throughout screening.
- Financial Institutions: Offer a frictionless onboarding experience.
- Marketplaces & Platforms: Keep trust high without third-party branding interruptions.
The Applicant Experience: Partial vs. Full White Label
Partial White Label: The Trustii brand may appear at some specific places, but you can set this mode directly from your dashboard.
Full White Label: Available on demand, completely removes all Trustii branding and replaces it with your primary color scheme and logo throughout the entire verification process.
If you want to go 100% White Label contact us at [email protected] so we can assist you.